MoreTho — Terms of Service

These Supplemental Terms apply to MoreTho and add to the TensorVerse Master Terms. Last updated: 11 July 2026 (draft)

1. What MoreTho is #

MoreTho is an informational and educational product that provides market news, context, analysis, scenario tools, and tracked predictions to help you learn how and why markets move. It is a research and learning tool, not a trading or advisory service.

2. Not financial advice; no advisory relationship #

TensorVerse is not a registered investment adviser or broker-dealer and does not provide personalized investment advice or manage assets. Nothing in MoreTho — including news, analysis, scores, scenarios, or predictions — is a recommendation or solicitation to buy, sell, or hold any instrument, or advice tailored to your circumstances. You make your own decisions.

3. Predictions and accuracy #

MoreTho may display predictions and may track and report their accuracy over time. Tracked accuracy is a historical, descriptive statistic. It is not a guarantee, promise, or indicator of future accuracy or results, and methodology and sample sizes have limitations. Do not treat any prediction as certain.

4. Hypothetical and backtested content #

Any backtested, simulated, hypothetical, or illustrative scenario has inherent limitations, is prepared with hindsight, does not represent actual trading, and may omit costs and real-world frictions. Past and hypothetical performance is not indicative of future results.

5. Third-party data #

MoreTho relies on third-party news and market data that may be delayed, incomplete, or inaccurate and is subject to providers' terms. We do not warrant it.

6. Your responsibility #

You are responsible for your own research and decisions and for consulting a licensed professional who knows your situation before acting. Consider your objectives and risk tolerance.

TensorVerse Master Terms of Service

Applies to: all TensorVerse websites, apps, and products, unless a product-specific supplement says otherwise. Last updated: 11 July 2026 (draft) Provider: TensorVerse ("TensorVerse", "we", "us", "our").

✎ The human version

The human version. These are the ground rules for using any TensorVerse product.

You must be 18 or older (or the age of majority where you live) to create an account.
You own what you create. You give us only the limited permission we need to host and run the product for you.
Don't misuse the products — no illegal activity, no abuse, no breaking the service or other people's rights.
Our products use AI, which can be wrong. Always check important outputs yourself.
Paid plans renew until you cancel; you can cancel anytime and keep access through the period you paid for.
We provide the products "as is." To the extent the law allows, our liability is limited.
Some products add their own rules (for example, Neemo's trading disclosures or ChillaVision's likeness consent). Those supplement — and where they conflict, override — these terms.

This summary is for convenience only and is not part of the legal agreement. The full terms below control.

1. Agreement to these terms #

These Master Terms of Service (the "Terms") are a binding agreement between you and TensorVerse governing your access to and use of our websites, applications, APIs, and related services (each a "Service" and together the "Services").

By creating an account, checking a box that references these Terms, or otherwise using a Service, you agree to these Terms and to any applicable product-specific supplement, disclosure, or policy referenced here or presented to you in the product. If you do not agree, do not use the Services.

If you use a Service on behalf of an organization, you represent that you are authorized to bind that organization, and "you" includes that organization.

2. Eligibility and accounts #

Age. You must be at least 18 years old. Certain products (for example, financial and trading tools) require you to be 18+ with no exceptions; a product supplement may set a different minimum only where it is higher.
Registration. You agree to provide accurate information and to keep it current.
Security. You are responsible for safeguarding your credentials and for all activity under your account. Notify us promptly at security@tensorverse.ai of any unauthorized use.
One person, one identity. You may not impersonate others or create accounts by automated means except through interfaces we authorize.

3. Your content and the license you give us #

"Your Content" means anything you upload, submit, create, or generate through a Service (text, images, audio, video, prompts, model configurations, and outputs you direct).

You keep your rights. As between you and us, you own Your Content.
License to operate the Service. You grant us a worldwide, non-exclusive, royalty-free license to host, store, reproduce, process, transmit, and display Your Content solely to provide, secure, and improve the Service for you, and as further limited by any product supplement. Some products narrow this license significantly (for example, ChillaVision restricts how uploaded images may be used and for how long) — those narrower terms control for that product.
Your responsibility. You represent that you have the rights necessary to submit Your Content and that it does not violate law or these Terms.
Feedback. If you send us suggestions, we may use them without obligation to you.

4. Acceptable use #

You agree not to, and not to help or permit anyone to:

use the Services for anything illegal, harmful, deceptive, or infringing;
upload content that is unlawful, harassing, hateful, sexually exploitative of minors, or that violates others' privacy, publicity, or intellectual-property rights;
attempt to breach security, probe or scan the Services, circumvent access controls, or interfere with other users;
scrape, harvest, or bulk-download data except through interfaces and rate limits we authorize;
misrepresent AI-generated content as human-authored where doing so is deceptive or unlawful, or use outputs to deceive, defraud, or manipulate; or
resell, sublicense, or provide the Services to third parties except as expressly permitted.

We may set additional rules in a product's Acceptable Use Policy or Community Guidelines, which form part of these Terms for that product.

5. AI features and no reliance #

Our Services use artificial-intelligence and machine-learning systems. AI outputs can be inaccurate, incomplete, biased, or offensive, and may not reflect real events, real people, or real data. You are responsible for evaluating outputs before relying on them. The Services do not provide professional advice (legal, financial, medical, or otherwise) unless a product expressly says so in writing, and even then subject to that product's disclaimers.

6. Third-party services #

The Services may integrate with or link to third-party products (for example, brokerages, payment processors, model runtimes, streaming platforms, and cloud providers). Your use of those third-party services is governed by their terms and privacy policies, not ours. We are not responsible for third-party services and do not endorse them.

7. Fees, subscriptions, and billing #

Some Services are paid. Where they are:

Charges. You authorize us and our payment processor to charge your selected payment method for the plan you choose, including recurring charges.
Renewal. Subscriptions renew automatically for the same period until you cancel. You can cancel anytime; cancellation stops future renewals and takes effect at the end of the current paid period.
Refunds. Except where required by law or stated in a product supplement, fees are non-refundable. Metered/usage charges (for example, cloud-GPU usage) are billed as incurred and are non-refundable.
Taxes. Prices exclude taxes unless stated; you are responsible for applicable taxes.
Changes. We may change prices prospectively with notice; changes apply to the next renewal.

8. Intellectual property in the Services #

We and our licensors own the Services, including software, models we provide, designs, trademarks, and content we supply (excluding Your Content). We grant you a limited, revocable, non-transferable license to use the Services per these Terms. No rights are granted except as expressly stated.

9. Termination #

You may stop using the Services and delete your account at any time. We may suspend or terminate your access if you breach these Terms, if required by law, or to protect the Services or other users. On termination, your license to use the Services ends; sections that by their nature should survive (for example, ownership, disclaimers, limitations of liability, and dispute resolution) survive.

10. Disclaimers #

To the fullest extent permitted by law, the Services are provided "as is" and "as available," without warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the Services will be uninterrupted, secure, error-free, or that outputs will be accurate or reliable.

11. Limitation of liability #

To the fullest extent permitted by law: (a) neither party will be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, revenues, data, or goodwill; and (b) our total aggregate liability arising out of or relating to the Services will not exceed the greater of (i) the amounts you paid us for the Service giving rise to the claim in the 12 months before the event, or (ii) US $100. Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.

12. Indemnification #

You will indemnify and hold harmless TensorVerse and its officers, employees, and agents from claims, damages, and expenses (including reasonable legal fees) arising from Your Content, your use of the Services, or your breach of these Terms, except to the extent caused by us.

13. Governing law and dispute resolution #

These Terms are governed by the laws of [[GOVERNING_LAW]], without regard to conflict-of-laws rules.

Please read this carefully — it affects your legal rights. Except where prohibited, the parties agree to resolve disputes through binding individual arbitration seated in [[VENUE]], and waive the right to a jury trial and to participate in class actions. You may opt out of arbitration within 30 days of first accepting these Terms by emailing legal@tensorverse.ai. Small-claims matters and requests for injunctive relief for intellectual-property misuse are excepted.

(Arbitration and class-action-waiver enforceability varies by jurisdiction and is a high-risk clause — flagged for attorney review.)

14. Changes to these Terms #

We may update these Terms. If we make material changes, we will provide reasonable notice (for example, by email or an in-product notice) before they take effect. Your continued use after the effective date means you accept the updated Terms.

15. General #

Entire agreement. These Terms, plus any product supplements and policies referenced, are the entire agreement between you and us regarding the Services.
Severability. If any provision is unenforceable, the rest remains in effect.
No waiver. Our failure to enforce a provision is not a waiver.
Assignment. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets.
Force majeure. We are not liable for delays or failures caused by events beyond our reasonable control.
Notices. We may give notice by email or in-product; you may contact us as below.

16. Contact #

Questions about these Terms: legal@tensorverse.ai. General support: support@tensorverse.ai.